Dave Ramsey's Baby Steps

My husband and I went thought Dave Ramsey's Financial Peace University in January-April 2011. It literally changed our lives. We have known each other since we were 16, when we met in high school and were married in March 2010 (coming up on three years!). We were raised very differently financially and this became apparent when we combined our finances. Going through FPU changed all that! We got focused and have been on the same page ever since!

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We are currently on Baby Step 2~3. We have kept three months of savings because my husband is applying for a new job. But we are also attacking our last debt, besides the house. When we started, we had a car payment, three credit cards, and student loan debt. This seemed like a lot to us, but I know that others are much further in the debt hole than we are. We have paid down the student loan debt and are able to make another big payment on it. We have changed our goal from paying off 70% of the loan by December to having it completely paid off by the end of the year. I hope we can stay on this pace!!